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X-WR-CALDESC:Your online events calendar
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DTSTART:20240706T012601
TZOFFSETFROM:+0000
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BEGIN:VEVENT
UID:20251201T205000UTC-8850DDDRT3@https://havasurealtors.com/
DTSTAMP:20260407T012601Z
CATEGORIES:Credited Classes
DESCRIPTION:<h2>CRMS: Mastering the Residential Resale Transaction (CE: 9 C
 ontract Law / 3 Disclosure)</h2>\n<p class='label'>Date: Monday\, December
  1st\, 2025 | Tuesday\, December 2nd\, 2025 | Wednesday\, December 3rd\, 2
 025 | Thursday\, December 4th\, 2025 ( 4 DAY EVENT )</p>\n<p class='label'
 >Time: 08:50 am - 12:00 pm (Each Day)&nbsp\;</p>\n<p class='label'>Locatio
 n: Via ZOOM - Arizona REALTORS®</p>\n<p class='label'>Type: rCRMS Classes<
 /p>\n<p class='col-md-12'>Cost: REALTOR® Member - $89 through 11/23/2025 /
  $109 After | CRMS Graduate Discounted Fee - $70 | Non REALTOR® Member - $
 109 through 11/23/2025 / $129 After</p>\n<p><strong>*</strong><strong>Regi
 stration closes by midnight on 11/27/2025</strong></p>\n<p><strong>Cancell
 ation Policy:</strong>&nbsp\;Cancellations received by&nbsp\;<strong font-
 family:='' sans-serif='' font-size:='' background-color:=''>November 21</s
 trong><strong font-family:='' sans-serif='' font-size:='' background-color
 :=''>\, 2025\,</strong>&nbsp\;will receive a partial refund\, less a $25 a
 dmin fee. Cancellations received after&nbsp\;<strong font-family:='' sans-
 serif='' font-size:='' background-color:=''>November 21\, 2025</strong>\, 
 are not eligible for any refund.&nbsp\;<strong font-family:='' sans-serif=
 '' font-size:='' background-color:=''>No-shows will forfeit all fees.</str
 ong></p>\n<p class='col-md-12'>Description</p>\n<p>Get a detailed look at 
 the framework that makes up the Arizona REALTORS® Residential Resale Real 
 Estate Purchase Contract\, and other related forms and addenda often used 
 in connection with the resale contract.</p>\n<ul>\n<li>Describe the framew
 ork or real property contracts.</li>\n<li>Properly execute the resale cont
 ract.</li>\n<li>Explain the risk associated with the various sections of t
 he resale contract.</li>\n<li>Describe the function of related forms and a
 ddenda commonly used in connection with the resale contract.</li>\n<li>Use
  the provisions of the resale contract to avoid sticky situations.</li>\n<
 /ul>\n<p class='col-md-12'>Designation Information</p>\n<p><strong>(Fulfil
 ls the CONTRACT COURSE for rCRMS and row 10 or 12 for GRI)</strong></p>\n<
 p><strong>For more information on the rCRMS certification\, visit:</strong
 >&nbsp\;<a href='https://www.aaronline.com/increase-knowledge/certified-ri
 sk-management-specialist-rcrms/'>https://www.aaronline.com/increase-knowle
 dge/certified-risk-management-specialist-rcrms/</a></p>\n<p><strong>For mo
 re information on the GRI designation\, visit:</strong>&nbsp\;<a href='htt
 ps://azgri.com/'>https://azgri.com/</a></p>\n<p><em>*This certification pr
 ogram is not affiliated with or endorsed by the National Association of RE
 ALTORS®</em></p>\n<p class='label'>Details</p>\n<p class='cost'>C.E. Credi
 ts: 9 Hours Contract Law | 3 Hours Disclosure<br />Instructor: Marge Linds
 ay / Samantha Sawyer\, Esq.</p>\n<p><a href='https://www.aaronline.com/cal
 endar/view-event/?id=2032' class='wf_file'>REGISTER HERE!!</a></p>
DTSTART;TZID=America/Phoenix:20251201T205000
DTEND;TZID=America/Phoenix:20251204T120000
SUMMARY:CRMS: Mastering the Residential Resale Transaction - Via AAR ZOOM
URL:https://www.havasurealtors.com/calendar-menu/259-education-classes/184-
 credited-classes-calendar-category/4920-crms-mastering-the-residential-res
 ale-transaction-via-aar-zoom.html
X-ALT-DESC;FMTTYPE=TEXT/HTML:<h2>CRMS: Mastering the Residential Resale Tra
 nsaction (CE: 9 Contract Law / 3 Disclosure)</h2>\n<p class='label'>Date: 
 Monday\, December 1st\, 2025 | Tuesday\, December 2nd\, 2025 | Wednesday\,
  December 3rd\, 2025 | Thursday\, December 4th\, 2025 ( 4 DAY EVENT )</p>
 \n<p class='label'>Time: 08:50 am - 12:00 pm (Each Day)&nbsp\;</p>\n<p cla
 ss='label'>Location: Via ZOOM - Arizona REALTORS®</p>\n<p class='label'>Ty
 pe: rCRMS Classes</p>\n<p class='col-md-12'>Cost: REALTOR® Member - $89 th
 rough 11/23/2025 / $109 After | CRMS Graduate Discounted Fee - $70 | Non R
 EALTOR® Member - $109 through 11/23/2025 / $129 After</p>\n<p><strong>*</s
 trong><strong>Registration closes by midnight on 11/27/2025</strong></p>\n
 <p><strong>Cancellation Policy:</strong>&nbsp\;Cancellations received by&n
 bsp\;<strong font-family:='' sans-serif='' font-size:='' background-color:
 =''>November 21</strong><strong font-family:='' sans-serif='' font-size:='
 ' background-color:=''>\, 2025\,</strong>&nbsp\;will receive a partial ref
 und\, less a $25 admin fee. Cancellations received after&nbsp\;<strong fon
 t-family:='' sans-serif='' font-size:='' background-color:=''>November 21\
 , 2025</strong>\, are not eligible for any refund.&nbsp\;<strong font-fami
 ly:='' sans-serif='' font-size:='' background-color:=''>No-shows will forf
 eit all fees.</strong></p>\n<p class='col-md-12'>Description</p>\n<p>Get a
  detailed look at the framework that makes up the Arizona REALTORS® Reside
 ntial Resale Real Estate Purchase Contract\, and other related forms and a
 ddenda often used in connection with the resale contract.</p>\n<ul>\n<li>D
 escribe the framework or real property contracts.</li>\n<li>Properly execu
 te the resale contract.</li>\n<li>Explain the risk associated with the var
 ious sections of the resale contract.</li>\n<li>Describe the function of r
 elated forms and addenda commonly used in connection with the resale contr
 act.</li>\n<li>Use the provisions of the resale contract to avoid sticky s
 ituations.</li>\n</ul>\n<p class='col-md-12'>Designation Information</p>\n
 <p><strong>(Fulfills the CONTRACT COURSE for rCRMS and row 10 or 12 for GR
 I)</strong></p>\n<p><strong>For more information on the rCRMS certificatio
 n\, visit:</strong>&nbsp\;<a href='https://www.aaronline.com/increase-know
 ledge/certified-risk-management-specialist-rcrms/'>https://www.aaronline.c
 om/increase-knowledge/certified-risk-management-specialist-rcrms/</a></p>
 \n<p><strong>For more information on the GRI designation\, visit:</strong>
 &nbsp\;<a href='https://azgri.com/'>https://azgri.com/</a></p>\n<p><em>*Th
 is certification program is not affiliated with or endorsed by the Nationa
 l Association of REALTORS®</em></p>\n<p class='label'>Details</p>\n<p clas
 s='cost'>C.E. Credits: 9 Hours Contract Law | 3 Hours Disclosure<br />Inst
 ructor: Marge Lindsay / Samantha Sawyer\, Esq.</p>\n<p><a href='https://ww
 w.aaronline.com/calendar/view-event/?id=2032' class='wf_file'>REGISTER HER
 E!!</a></p>
END:VEVENT
BEGIN:VEVENT
UID:20250107T100000UTC-2544HV2181@https://havasurealtors.com/
DTSTAMP:20260407T012601Z
CATEGORIES:MLS Committee
DTSTART;TZID=America/Phoenix:20250107T100000
DTEND;TZID=America/Phoenix:20250107T110000
RRULE:FREQ=MONTHLY;COUNT=12;INTERVAL=1;BYDAY=TU;BYSETPOS=1
SUMMARY:MLS Committee Meeting
URL:https://www.havasurealtors.com/calendar-menu/189-meetings-calendar-cate
 gory/194-committee-meetings-calendar-cateogory/271-multiple-listing-servic
 e/4584-mls-committee-meeting.html
END:VEVENT
BEGIN:VEVENT
UID:20250416T120000UTC-9444vvcW8h@https://havasurealtors.com/
DTSTAMP:20260407T012601Z
CATEGORIES:MLS Tour Meetings
DTSTART;TZID=America/Phoenix:20251203T081500
DTEND;TZID=America/Phoenix:20251203T084500
SUMMARY:MLS Tour - South Area
URL:https://www.havasurealtors.com/calendar-menu/189-meetings-calendar-cate
 gory/193-mls-tour-meetings-calendar-category/4828-mls-tour-north-area.html
END:VEVENT
BEGIN:VEVENT
UID:20251203T081500UTC-0985kJGgWT@https://havasurealtors.com/
DTSTAMP:20260407T012601Z
CATEGORIES:MLS Tour Meetings
DESCRIPTION:<p><img src='images/2025_Year_End_Rapac_Raffle_1.jpg' alt='2025
 _Year_End_Rapac_Raffle_1.jpg' width='736' height='1184' /></p>
DTSTART;TZID=America/Phoenix:20251203T081500
DTEND;TZID=America/Phoenix:20251203T091500
SUMMARY:2025 Year End RAPAC Raffle Drawing
URL:https://www.havasurealtors.com/calendar-menu/189-meetings-calendar-cate
 gory/193-mls-tour-meetings-calendar-category/4932-2025-year-end-rapac-raff
 le-drawing.html
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><img src='images/2025_Year_End_Rapac_Raffle
 _1.jpg' alt='2025_Year_End_Rapac_Raffle_1.jpg' width='736' height='1184' /
 ></p>
END:VEVENT
BEGIN:VEVENT
UID:20250109T090000UTC-4409cgXaVE@https://havasurealtors.com/
DTSTAMP:20260407T012601Z
CATEGORIES:Non-credited Classes
DTSTART;TZID=America/Phoenix:20251204T090000
DTEND;TZID=America/Phoenix:20251204T110000
SUMMARY:Flex MLS Training (New Member Requirement) (ZOOM)
URL:https://www.havasurealtors.com/calendar-menu/259-education-classes/185-
 non-credited-classes-calendar-category/4470-flex-mls-training-new-member-r
 equirement.html
END:VEVENT
BEGIN:VEVENT
UID:20251204T130000UTC-9379cK2UUu@https://havasurealtors.com/
DTSTAMP:20260407T012601Z
CATEGORIES:Rentals
DTSTART;TZID=America/Phoenix:20251204T130000
DTEND;TZID=America/Phoenix:20251204T150000
SUMMARY:Rental ( RD Training)
URL:https://www.havasurealtors.com/calendar-menu/258-rentals/4928-rental-rd
 -training.html
END:VEVENT
BEGIN:VEVENT
UID:20251206T100000UTC-7346wI7aV3@https://havasurealtors.com/
DTSTAMP:20260407T012601Z
CATEGORIES:Rentals
DTSTART;TZID=America/Phoenix:20251206T080000
DTEND;TZID=America/Phoenix:20251206T235900
SUMMARY:Rental (Jacobs)
URL:https://www.havasurealtors.com/calendar-menu/258-rentals/4933-rental-ja
 cobs.html
END:VEVENT
BEGIN:VEVENT
UID:20251208T113000UTC-1815HwWk9Z@https://havasurealtors.com/
DTSTAMP:20260407T012601Z
CATEGORIES:Non-credited Classes
DESCRIPTION:<h2>Instructor Mastermind Session: (Open to Real Estate Instruc
 tors) (CE: NONE)</h2>\n<p class='label'>Date: Monday\, December 8th\, 2025
 </p>\n<p class='label'>Time: 11:30 am - 12:30 pm</p>\n<p class='label'>Loc
 ation: Via ZOOM - Arizona REALTORS®</p>\n<p class='label'>Type: AAR Events
 </p>\n<p class='col-md-12'>Cost: $Complimentary</p>\n<p class='col-md-12'>
 Description</p>\n<p>A dynamic virtual community for real estate instructor
 s dedicated to sharpening their skills\, exchanging fresh ideas\, and lear
 ning from one another. Whether you're a seasoned educator or just starting
  your teaching journey\, join us to connect\, grow\, and inspire together!
 </p>\n<p class='label'>Details</p>\n<p class='cost'>C.E. Credits: NONE<br 
 />Instructor: (Guest Speaker): Laura Kovacs</p>\n<p><a href='https://www.a
 aronline.com/calendar/view-event/?id=2108' class='wf_file'>REGISTER HERE! 
 </a></p>
DTSTART;TZID=America/Phoenix:20251208T113000
DTEND;TZID=America/Phoenix:20251208T123000
SUMMARY:Instructor Mastermind Session: (Open to Real Estate Instructors) - 
 Via AAR ZOOM
URL:https://www.havasurealtors.com/calendar-menu/259-education-classes/185-
 non-credited-classes-calendar-category/4921-instructor-mastermind-session-
 open-to-real-estate-instructors-via-aar-zoom.html
X-ALT-DESC;FMTTYPE=TEXT/HTML:<h2>Instructor Mastermind Session: (Open to Re
 al Estate Instructors) (CE: NONE)</h2>\n<p class='label'>Date: Monday\, De
 cember 8th\, 2025</p>\n<p class='label'>Time: 11:30 am - 12:30 pm</p>\n<p 
 class='label'>Location: Via ZOOM - Arizona REALTORS®</p>\n<p class='label'
 >Type: AAR Events</p>\n<p class='col-md-12'>Cost: $Complimentary</p>\n<p c
 lass='col-md-12'>Description</p>\n<p>A dynamic virtual community for real 
 estate instructors dedicated to sharpening their skills\, exchanging fresh
  ideas\, and learning from one another. Whether you're a seasoned educator
  or just starting your teaching journey\, join us to connect\, grow\, and 
 inspire together!</p>\n<p class='label'>Details</p>\n<p class='cost'>C.E. 
 Credits: NONE<br />Instructor: (Guest Speaker): Laura Kovacs</p>\n<p><a hr
 ef='https://www.aaronline.com/calendar/view-event/?id=2108' class='wf_file
 '>REGISTER HERE! </a></p>
END:VEVENT
BEGIN:VEVENT
UID:20250107T080000UTC-7004iVUnv0@https://havasurealtors.com/
DTSTAMP:20260407T012601Z
CATEGORIES:Board of Directors
DTSTART;TZID=America/Phoenix:20250107T090000
DTEND;TZID=America/Phoenix:20250107T100000
RRULE:FREQ=MONTHLY;COUNT=12;INTERVAL=1;BYDAY=TU;BYSETPOS=2
SUMMARY:Executive Committee Meeting
URL:https://www.havasurealtors.com/calendar-menu/189-meetings-calendar-cate
 gory/194-committee-meetings-calendar-cateogory/268-board-of-directors/4677
 -executive-committee-meeting.html
END:VEVENT
BEGIN:VEVENT
UID:20250423T081500UTC-6851dAU3We@https://havasurealtors.com/
DTSTAMP:20260407T012601Z
CATEGORIES:MLS Tour Meetings
DTSTART;TZID=America/Phoenix:20251210T081500
DTEND;TZID=America/Phoenix:20251210T084500
SUMMARY:MLS Tour - North Area
URL:https://www.havasurealtors.com/calendar-menu/189-meetings-calendar-cate
 gory/193-mls-tour-meetings-calendar-category/4816-mls-tour-central-area.ht
 ml
END:VEVENT
BEGIN:VEVENT
UID:20260105T170000UTC-2921joTXoe@https://havasurealtors.com/
DTSTAMP:20260407T012601Z
CATEGORIES:Rentals
DTSTART;TZID=America/Phoenix:20251210T170000
DTEND;TZID=America/Phoenix:20251210T180000
SUMMARY:Rental (Havasu Balloon Festival)
URL:https://www.havasurealtors.com/calendar-menu/258-rentals/4904-rental-ha
 vasu-balloon-festival-2.html
END:VEVENT
BEGIN:VEVENT
UID:20251212T080000UTC-8352HiSmL2@https://havasurealtors.com/
DTSTAMP:20260407T012601Z
CATEGORIES:Rentals
DTSTART;TZID=America/Phoenix:20251212T080000
DTEND;TZID=America/Phoenix:20251212T235900
SUMMARY:Rental (Venegas)
URL:https://www.havasurealtors.com/calendar-menu/258-rentals/4930-rental-ve
 negas.html
END:VEVENT
BEGIN:VEVENT
UID:20250114T090000UTC-94941oa8V1@https://havasurealtors.com/
DTSTAMP:20260407T012601Z
CATEGORIES:Board of Directors
DTSTART;TZID=America/Phoenix:20251216T090000
DTEND;TZID=America/Phoenix:20251216T100000
SUMMARY:Board of Directors Meeting
URL:https://www.havasurealtors.com/calendar-menu/189-meetings-calendar-cate
 gory/194-committee-meetings-calendar-cateogory/268-board-of-directors/4675
 -board-of-directors-meeting.html
END:VEVENT
BEGIN:VEVENT
UID:20250430T081500UTC-5613ijer8I@https://havasurealtors.com/
DTSTAMP:20260407T012601Z
CATEGORIES:MLS Tour Meetings
DTSTART;TZID=America/Phoenix:20251217T081500
DTEND;TZID=America/Phoenix:20251217T084500
SUMMARY:MLS Tour - Central Area
URL:https://www.havasurealtors.com/calendar-menu/189-meetings-calendar-cate
 gory/193-mls-tour-meetings-calendar-category/4841-mls-tour-south-area.html
END:VEVENT
BEGIN:VEVENT
UID:20251217T100000UTC-8965fgUNxE@https://havasurealtors.com/
DTSTAMP:20260407T012601Z
CATEGORIES:Non-credited Classes
DESCRIPTION:<h2>Broker to Broker Forum (Closed Forum/Open to Brokers/Manage
 rs ONLY) (CE: NONE)</h2>\n<p class='label'>Date: Wednesday\, December 17th
 \, 2025</p>\n<p class='label'>Time: 10:00 am - 11:30 am</p>\n<p class='lab
 el'>Location: Via ZOOM</p>\n<p class='label'>Type: AAR Events</p>\n<p clas
 s='col-md-12'>Cost: $Complimentary</p>\n<p class='col-md-12'>Description</
 p>\n<p>Join Arizona REALTORS® for this month's Broker to Broker Forum via 
 ZOOM DTM (direct to member).</p>\n<p>This monthly forum offers brokers/man
 agers the opportunity to stay abreast of the hot topics and issues that ar
 e most important and relevant to you\, as the leaders in your brokerages. 
 This forum allows you to pick the collective brains of fellow Arizona brok
 ers.</p>\n<p><em><strong>Guest Speakers:</strong></em></p>\n<p><strong>Ric
 k Mack\, Esq. | Zelms Erlich Lenkov | Legal Update</strong></p>\n<p>Togeth
 er\, we will build a stronger network of brokers throughout Arizona!</p>\n
 <p class='label'>Details</p>\n<p class='cost'>C.E. Credits: NONE<br />Inst
 ructor: (Guest Speakers): Rick Mack\, Esq. /</p>\n<p><a href='https://www.
 aaronline.com/calendar/view-event/?id=2001' class='wf_file'>REGISTER HERE!
 !</a></p>
DTSTART;TZID=America/Phoenix:20251217T100000
DTEND;TZID=America/Phoenix:20251217T113000
SUMMARY:Broker to Broker Forum-AAR ZOOM
URL:https://www.havasurealtors.com/calendar-menu/259-education-classes/185-
 non-credited-classes-calendar-category/4922-broker-to-broker-forum-aar-zoo
 m.html
X-ALT-DESC;FMTTYPE=TEXT/HTML:<h2>Broker to Broker Forum (Closed Forum/Open 
 to Brokers/Managers ONLY) (CE: NONE)</h2>\n<p class='label'>Date: Wednesda
 y\, December 17th\, 2025</p>\n<p class='label'>Time: 10:00 am - 11:30 am</
 p>\n<p class='label'>Location: Via ZOOM</p>\n<p class='label'>Type: AAR Ev
 ents</p>\n<p class='col-md-12'>Cost: $Complimentary</p>\n<p class='col-md-
 12'>Description</p>\n<p>Join Arizona REALTORS® for this month's Broker to 
 Broker Forum via ZOOM DTM (direct to member).</p>\n<p>This monthly forum o
 ffers brokers/managers the opportunity to stay abreast of the hot topics a
 nd issues that are most important and relevant to you\, as the leaders in 
 your brokerages. This forum allows you to pick the collective brains of fe
 llow Arizona brokers.</p>\n<p><em><strong>Guest Speakers:</strong></em></p
 >\n<p><strong>Rick Mack\, Esq. | Zelms Erlich Lenkov | Legal Update</stron
 g></p>\n<p>Together\, we will build a stronger network of brokers througho
 ut Arizona!</p>\n<p class='label'>Details</p>\n<p class='cost'>C.E. Credit
 s: NONE<br />Instructor: (Guest Speakers): Rick Mack\, Esq. /</p>\n<p><a h
 ref='https://www.aaronline.com/calendar/view-event/?id=2001' class='wf_fil
 e'>REGISTER HERE!!</a></p>
END:VEVENT
BEGIN:VEVENT
UID:20251219T170000UTC-7403oVm1ir@https://havasurealtors.com/
DTSTAMP:20260407T012601Z
CATEGORIES:Rentals
DTSTART;TZID=America/Phoenix:20251219T170000
DTEND;TZID=America/Phoenix:20251220T235900
SUMMARY:Rental ( Lotzoj)
URL:https://www.havasurealtors.com/calendar-menu/258-rentals/4929-rental-lo
 tzoj.html
END:VEVENT
BEGIN:VEVENT
UID:20250416T120000UTC-9444vvcW8h@https://havasurealtors.com/
DTSTAMP:20260407T012601Z
CATEGORIES:MLS Tour Meetings
DTSTART;TZID=America/Phoenix:20251224T081500
DTEND;TZID=America/Phoenix:20251224T084500
SUMMARY:NO MLS TOUR
URL:https://www.havasurealtors.com/calendar-menu/189-meetings-calendar-cate
 gory/193-mls-tour-meetings-calendar-category/4829-mls-tour-north-area.html
END:VEVENT
BEGIN:VEVENT
UID:20241224T120000UTC-5090r92V0n@https://havasurealtors.com/
DTSTAMP:20260407T012601Z
CATEGORIES:Holidays
DTSTART;TZID=America/Phoenix:20251224T120000
DTEND;TZID=America/Phoenix:20251224T170000
SUMMARY:Association Office Closed At Noon - Christmas Observed
URL:https://www.havasurealtors.com/calendar-menu/196-holidays-calendar-cate
 gory/4739-association-office-closed-at-noon-christmas-observed-2.html
END:VEVENT
BEGIN:VEVENT
UID:20241225T120000UTC-4841JzjuLA@https://havasurealtors.com/
DTSTAMP:20260407T012601Z
CATEGORIES:Holidays
DTSTART;TZID=America/Phoenix:20251225T000000
DTEND;TZID=America/Phoenix:20251225T235959
SUMMARY:Association Office Closed - Christmas Day
URL:https://www.havasurealtors.com/calendar-menu/196-holidays-calendar-cate
 gory/4740-association-office-closed-christmas-day-2.html
END:VEVENT
BEGIN:VEVENT
UID:20250423T081500UTC-6851dAU3We@https://havasurealtors.com/
DTSTAMP:20260407T012601Z
CATEGORIES:MLS Tour Meetings
DTSTART;TZID=America/Phoenix:20251231T081500
DTEND;TZID=America/Phoenix:20251231T084500
SUMMARY:NO MLS TOUR
URL:https://www.havasurealtors.com/calendar-menu/189-meetings-calendar-cate
 gory/193-mls-tour-meetings-calendar-category/4817-mls-tour-central-area.ht
 ml
END:VEVENT
BEGIN:VEVENT
UID:20241231T120000UTC-0988XlMUop@https://havasurealtors.com/
DTSTAMP:20260407T012601Z
CATEGORIES:Holidays
DTSTART;TZID=America/Phoenix:20251231T120000
DTEND;TZID=America/Phoenix:20251231T170000
SUMMARY:Association Office Closed At Noon - New Years Observed
URL:https://www.havasurealtors.com/calendar-menu/196-holidays-calendar-cate
 gory/4741-association-office-closed-at-noon-new-years-observed-2.html
END:VEVENT
END:VCALENDAR