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DTSTART:20240704T134738
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TZOFFSETTO:-0700
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BEGIN:VEVENT
UID:20260203T085000UTC-8521KWUjIG@https://havasurealtors.com/
DTSTAMP:20260405T134738Z
CATEGORIES:Credited Classes
DESCRIPTION:<p><strong>REALTOR® Member - $79 through 1/26/2026 | $99 After 
 | GRI Designee - $35</strong></p>\n<p>Non-REALTOR® - $99 through 1/26/2026
  | $119 After</p>\n<p>*Registration closes January 30\, 2026\, by midnight
 </p>\n<p><strong>Cancellation&nbsp\;Policy:</strong>&nbsp\;Cancellations r
 eceived before&nbsp\;<strong>January 24\, 2026\,</strong>&nbsp\;will recei
 ve a partial refund\, less a $25 admin fee. Cancellations received after&n
 bsp\;<strong>January 24\, 2026</strong>\, are not eligible for any refund.
 &nbsp\;<strong>No-shows forfeit all fees.</strong></p>\n<p><em><strong>ONL
 Y 50 seats available...</strong></em></p>\n<p>Description</p>\n<p>Protect 
 your transaction - recognize the red flags of the loan process. This cours
 e covers the life cycle of the financial aspect of the transaction. From n
 avigating the process from pre-qualification through close of escrow\, age
 nts will be able to interact with lenders with confidence and convey infor
 mation to the client.</p>\n<p><strong>Course Focus:&nbsp\;</strong></p>\n<
 ul>\n<li>Understanding the mortgage market and the agent’s role in the loa
 n approval process.</li>\n<li>Up-to-date FHA/VA underwriting guidelines an
 d what underwriters look for.</li>\n<li>What type of inquiries has the lar
 gest impact on your clients’ credit\, understanding FICO scores\, and how 
 to buy a home after foreclosure?</li>\n</ul>\n<p>Designation Information</
 p>\n<p><strong><em>(This class fulfills rows 4 or 12 for GRI)</em></strong
 ></p>\n<p>To learn more about the GRI Designation\, click on<strong>&nbsp\
 ;Designation/Certification Details&nbsp\;</strong>below.<strong>&nbsp\;</s
 trong></p>\n<p>Designation/Certification Details<a href='https://www.azgri
 .com/'></a><a href='https://www.azgri.com/'>https://www.azgri.com/</a></p>
 \n<p><a href='https://www.aaronline.com/events/register/?id=1209' class='w
 f_file'>Register Here!</a></p>
DTSTART;TZID=America/Phoenix:20260203T085000
DTEND;TZID=America/Phoenix:20260204T120000
SUMMARY:GRI Financing from Preparation to Closing (CE: 6 General) (AAR ZOOM
 )
URL:https://www.havasurealtors.com/monthly-calendar-calendar-menu/259-educa
 tion-classes/184-credited-classes-calendar-category/5297-gri-financing-fro
 m-preparation-to-closing-ce-6-general-aar-zoom.html
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><strong>REALTOR® Member - $79 through 1/26/
 2026 | $99 After | GRI Designee - $35</strong></p>\n<p>Non-REALTOR® - $99 
 through 1/26/2026 | $119 After</p>\n<p>*Registration closes January 30\, 2
 026\, by midnight</p>\n<p><strong>Cancellation&nbsp\;Policy:</strong>&nbsp
 \;Cancellations received before&nbsp\;<strong>January 24\, 2026\,</strong>
 &nbsp\;will receive a partial refund\, less a $25 admin fee. Cancellations
  received after&nbsp\;<strong>January 24\, 2026</strong>\, are not eligibl
 e for any refund.&nbsp\;<strong>No-shows forfeit all fees.</strong></p>\n<
 p><em><strong>ONLY 50 seats available...</strong></em></p>\n<p>Description
 </p>\n<p>Protect your transaction - recognize the red flags of the loan pr
 ocess. This course covers the life cycle of the financial aspect of the tr
 ansaction. From navigating the process from pre-qualification through clos
 e of escrow\, agents will be able to interact with lenders with confidence
  and convey information to the client.</p>\n<p><strong>Course Focus:&nbsp\
 ;</strong></p>\n<ul>\n<li>Understanding the mortgage market and the agent’
 s role in the loan approval process.</li>\n<li>Up-to-date FHA/VA underwrit
 ing guidelines and what underwriters look for.</li>\n<li>What type of inqu
 iries has the largest impact on your clients’ credit\, understanding FICO 
 scores\, and how to buy a home after foreclosure?</li>\n</ul>\n<p>Designat
 ion Information</p>\n<p><strong><em>(This class fulfills rows 4 or 12 for 
 GRI)</em></strong></p>\n<p>To learn more about the GRI Designation\, click
  on<strong>&nbsp\;Designation/Certification Details&nbsp\;</strong>below.<
 strong>&nbsp\;</strong></p>\n<p>Designation/Certification Details<a href='
 https://www.azgri.com/'></a><a href='https://www.azgri.com/'>https://www.a
 zgri.com/</a></p>\n<p><a href='https://www.aaronline.com/events/register/?
 id=1209' class='wf_file'>Register Here!</a></p>
END:VEVENT
BEGIN:VEVENT
UID:20260107T081500UTC-0584WaCREV@https://havasurealtors.com/
DTSTAMP:20260405T134738Z
CATEGORIES:MLS Tour Meetings
DTSTART;TZID=America/Phoenix:20260204T083000
DTEND;TZID=America/Phoenix:20260204T083000
SUMMARY:Wednesday Market Mixer
URL:https://www.havasurealtors.com/monthly-calendar-calendar-menu/189-meeti
 ngs-calendar-category/193-mls-tour-meetings-calendar-category/4939-mls-tou
 r-south-area.html
END:VEVENT
BEGIN:VEVENT
UID:20260204T100000UTC-0533WfvG0e@https://havasurealtors.com/
DTSTAMP:20260405T134738Z
CATEGORIES:MLS Committee
DTSTART;TZID=America/Phoenix:20260204T100000
DTEND;TZID=America/Phoenix:20260204T110000
SUMMARY:MLS Committee Meeting
URL:https://www.havasurealtors.com/monthly-calendar-calendar-menu/189-meeti
 ngs-calendar-category/194-committee-meetings-calendar-cateogory/271-multip
 le-listing-service/5299-mls-committee-meeting.html
END:VEVENT
BEGIN:VEVENT
UID:20260204T110000UTC-9729hIwvXS@https://havasurealtors.com/
DTSTAMP:20260405T134738Z
CATEGORIES:REALTOR Olympics
DTSTART;TZID=America/Phoenix:20260204T110000
DTEND;TZID=America/Phoenix:20260204T120000
SUMMARY:Meeting- Lake Havasu / La Paz Co. Community Olympics
URL:https://www.havasurealtors.com/monthly-calendar-calendar-menu/189-meeti
 ngs-calendar-category/194-committee-meetings-calendar-cateogory/273-realto
 r-olympics/5236-meeting-lake-havasu-la-paz-co-community-olympics.html
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